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Monday–Friday · 9:00 AM – 5:00 PM ET·independent · Insuring businesses nationwide
Getting started
Start with your business and coverage needs
General liability can help with covered third-party claims for bodily injury, property damage, and certain personal or advertising injuries. Products and completed-operations coverage can matter after a product is sold or work is finished, but the issued policy, endorsements, limits, and facts of the loss control. GL does not replace coverage for your own property, employee injuries, business vehicles, professional mistakes, cyber events, or the cost to repair your own faulty work or product.
Helpful information for your quote
Start with your business and contact details. You do not need every document ready to reach out; your agent will explain which additional information is relevant to your coverage.
- Operations description
- Annual revenue
- Headcount + payroll
- 5-year loss runs
- Vehicle list if any
- Required AI / waiver
How it works
From your first conversation to coverage
Get started
Tell us about your business and what you want to protect. You do not need every document ready to begin.
Explore options
Ellie shops multiple insurance markets and reviews the options available for your operation.
Compare protection
Review the limits, deductibles, exclusions and conditions in the actual quotes—not just the price.
Confirm coverage
Coverage starts only after the insurer or an authorized representative confirms it in writing and any required conditions are met. The policy and endorsements control coverage; a certificate does not change them.
FAQ
Frequently Asked Questions
- $1M/$2M is the most common floor; contracts often require $2M/$4M plus a $2M – $10M umbrella.
- Consider products/completed-operations coverage if you sell, distribute, manufacture, install, repair, or complete work that could later cause third-party injury or property damage. Ask whether it is included, what aggregate applies, and whether exclusions or endorsements affect your operations. It generally does not pay simply to repair or replace your own defective work or product.
- For contractors, a designated-project aggregate endorsement can give each scheduled construction project its own general aggregate for ongoing operations. It is not automatic and it does not replace the products-completed-operations aggregate. Ask to see the endorsement and its project schedule before representing that a contract requirement is met.
Carrier access
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With access to 100+ carrier markets, we do the shopping so you don’t have to contact each company yourself. Your Ellie agent helps you compare competitive quotes and choose insurance for the work you do.
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Next step
Let's find insurance for your business
Tell us about your business. We’ll shop our insurance markets for competitive quotes and help you compare coverage, price and the support you need from your agency.