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Monday–Friday · 9:00 AM – 5:00 PM ET·independent · Insuring businesses nationwide
Independent Agency
100+ carrier markets
5.0★ Google Rating
Verified Google reviews
Trusted Choice 5.0
5-star independent agency
InsuredBetter 5.0
29 verified client reviews
Same-Day Certificates
For active clients during business hours
Instant Commercial Quotes
Most submissions, same business day
What we cover
Personal lines we place for Florida families
Tell us what you need and a licensed Ellie agent shops it across our carrier markets — the same independent approach we bring to business insurance.
Homeowners, Condo & Mobile Home
Home, condo, mobile-home, secondary-home, and high-value homeowners coverage — including Florida wind, flood, and sinkhole considerations.
Personal Auto & Classic Car
Personal auto, classic and collector car, and multi-vehicle households placed with carriers that fit your record and vehicles.
Renters & Rental Property
Renters (HO-4), short-term rental, and rental-property coverage for personally owned dwellings and condos.
Personal Umbrella & Excess
Personal umbrella and excess-liability limits that sit above your home and auto policies to protect personal assets.
Watercraft & Special Event
Boat, watercraft, and recreational coverage, plus special-event and other one-off personal exposures.
High-Net-Worth & Cyber
High-net-worth packages and personal/home cyber coverage for households with elevated exposure.
How it works
A simple, independent quoting process
- 1
Tell us what you need. Home, auto, renters, condo, mobile home, classic car, boat, or a personal umbrella — call 813-582-5215 or use the contact form.
- 2
We shop your account. A licensed agent compares options across our carrier markets and brings you the coverage and price that fit — usually the same business day.
- 3
One agency for everything. If you also run a business, we keep your commercial policies in-house and coordinate your personal umbrella so the limits actually line up.
Run a business too?
Get your commercial coverage instantly
Business owners can start a commercial quote online right now — general liability, workers' comp, commercial auto, property, BOP, and garage/dealer.
Instant Business QuotePersonal insurance FAQ
Personal insurance — common questions
- Yes. Ellie Insurance Group is an independent agency with access to 100+ carrier markets, and we place personal insurance — home, auto, renters, condo, mobile home, classic car, watercraft, and personal umbrella — alongside our commercial work. Business insurance is our primary marketing focus, but our licensed agents shop personal lines across multiple carriers so you get an independent recommendation rather than a single-company quote.
- Yes — we refreshed the website and consolidated personal lines onto this page. Tell us what you need (home, auto, renters, condo, umbrella, classic car, boat, etc.) using the form or by calling 813-582-5215, and a licensed agent will shop it for you.
- Absolutely — and it's one of the advantages of working with us. We can write your commercial policies and your personal home, auto, and umbrella together, then coordinate your personal umbrella limits so they account for your business exposure. One agency, one point of contact, multiple carriers.
- Yes. Florida homes carry wind, flood, and (in some counties) sinkhole exposure that standard policies treat differently. We quote the endorsements and separate flood coverage your property actually needs, and we explain where the standard policy stops.
- Call 813-582-5215 or send your details through our contact form. Let us know the type of personal coverage you're looking for and the basics (address, vehicles, or limits), and a licensed agent will shop your account across our carrier markets — usually the same business day.
Next step
Get an independent personal insurance quote
Call 813-582-5215 or send your details and a licensed Ellie agent will shop your home, auto, and umbrella across our carrier markets — same business day in most cases.