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Monday–Friday · 9:00 AM – 5:00 PM ET·independent · Insuring businesses nationwide
Industries we insure
Programs built for how you actually operate.
We don't sell generic small business insurance. We build business insurance programs around contractors, fleets, property investors, restaurants, retailers, professionals, manufacturers, and dealers — using the specialty markets that fit each.
Independent Agency
100+ carrier markets
5.0★ Google Rating
Verified Google reviews
Trusted Choice 5.0
5-star independent agency
InsuredBetter 5.0
29 verified client reviews
Same-Day Certificates
For active clients during business hours
Instant Commercial Quotes
Most submissions, same business day
Choose your industry
Find your industry program
Each industry hub maps the lines you actually need, the certificates you'll be asked for, and the underwriting questions to expect.
Contractors
GL, WC, commercial auto, tools & equipment, builders risk, and certificates for every trade.
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Trucking
Primary liability, physical damage, cargo, MCS-90 filings, and non-trucking liability for fleets and owner-operators.
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General Freight Fleets
A direct commercial-auto and cargo review for for-hire trucking fleets, lanes, and authority status.
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Pool-Service Vehicles
Commercial auto for pool-cleaning pickups, route vans, trailers, and service crews.
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Real Estate Investors
Landlord, vacant, fix-and-flip, short-term rental, apartment, and commercial building programs.
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Restaurants
Property, GL, liquor liability, spoilage, equipment breakdown, and A&B coverage.
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Retail
Inventory, GL, BOP, cyber, and crime for storefronts, e-commerce, and multi-location retailers.
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Professional Services
E&O, cyber, GL, and EPLI for firms, consultants, agencies, and creative shops.
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Manufacturing
Property, products liability, equipment breakdown, workers' comp, and cargo.
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Hospitality
Property, GL, liquor liability, EPLI, and cyber for hotels, motels, B&Bs, and event venues.
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Garage & Dealer
Garage liability, garagekeepers, dealer open lot, repair shops, and tow truck programs.
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FAQ
Frequently Asked Questions
- Every industry has its own class codes, exclusions, endorsements, and contractual obligations. We don't sell a 'generic small business policy' — we build a program from the specific markets and forms that match your operation.
- Yes. The page list shows our largest clusters, but we routinely write hundreds of commercial classes. Call us at 813-582-5215 and we'll route your operation to the right specialty market.
- Yes. Ellie Insurance Group is headquartered in Tampa, FL and routinely places multi-state contractors, fleets, and real estate portfolios for commercial accounts nationwide.
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Ready to shop commercial coverage?
Start an instant quote or speak with a commercial agent. We'll review available markets and the carrier's requirements before coverage can be bound.