Office, retail, restaurants, and professional services.
Office parks, hospitality, and professional firms.
Independent restaurants, retail, and breweries.
Boutique retail, restaurants, and service businesses.
Contractors, light industrial, and trucking.
Agriculture-adjacent, contractors, and light manufacturing.
Tampa Bay is in the wind-zone; property requires wind-eligible markets.
Florida's claims environment is one of the most active in the country.
Florida workers' compensation: In construction, an employer with one or more employees generally must secure workers' compensation. Corporate officers and LLC members are included unless a valid exemption applies. Before a subcontractor starts, the contractor must obtain the required evidence of coverage or exemption.
Heavier trucking and warehouse exposure than inland metros.
Premises, product, and ongoing operations.
By class code and payroll, with audit support.
Building, contents, business income, ordinance & law.
Fleets, hired & non-owned, and single-vehicle service.
Packaged GL + property for retail and service operations.
Stacked limits for contractors and asset-heavy operators.
With access to 100+ carrier markets, we do the shopping so you don’t have to contact each company yourself. Your Ellie agent helps you compare competitive quotes and choose insurance for the work you do.




































Tell us about your business. We’ll shop our insurance markets for competitive quotes and help you compare coverage, price and the support you need from your agency.