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South Carolina Contractor Insurance Requirements: LLR Rules
Published January 2026 6 min read
LLR licensing
South Carolina licenses general and mechanical contractors through the Department of Labor, Licensing and Regulation. Projects over $5,000 require licensing for residential builders; commercial general contractors are licensed by Group (1–5) based on bid value capacity.
Insurance & WC
GL at $1M/$2M is the contract norm. Workers' compensation is required for employers with four or more employees in South Carolina, including construction.
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