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Employment Practices Liability (EPLI): Why Every Employer Should Carry It
Published January 2026 5 min read
What EPLI covers
EPLI pays defense and indemnity for wrongful termination, discrimination, harassment, retaliation, and related employment claims by employees or applicants.
What it costs
Small employer EPLI starts around $750–$2,000/year for $1M of limit. Many BOPs include a sub-limited EPLI endorsement — but for any business with 10+ employees, a standalone EPLI policy is the safer answer.
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